Trusted Mortgage brokers
Mortgage Advice
that opens new doors
Mortgage Services
Your Local Mortgage Broker
Looking for a mortgage broker? Bell Financial Solutions is your trusted partner for all your mortgage needs. Whether you’re buying your first home, remortgaging, or investing in a buy-to-let property, our team of expert mortgage advisors are here to guide you every step of the way.
Expert Mortgage Advisers
Your mortgage made easier
Your mortgage journey begins with a free, no-obligation conversation that takes an in-depth look at your personal circumstances. You might be joining the property ladder for the first time, taking the next rung up or a step back down. Or perhaps you want to release equity or improve your financial position.
Whatever your situation, as one of Manchester’s and Liverpool's leading independent mortgage advisers we’re on your side. And ready to help you succeed.
We have access to a wide range of products from High Street Lenders and specialist products not available direct. And, because we only make promises we can keep, we always recommend a mortgage we’re confident you’ll secure.
Work with us and you’ll discover that finding the right mortgage is just the beginning. As CeMAP qualified mortgage brokers we’re able to provide you with comprehensive mortgage advice. Empowering you to make the right decision every step of the way.
Our Procss
Making Mortgages Simple
Your journey with Bell Financial Solutions begins with a conversation. Here’s how it works:
- Initial Consultations
- Our Manchester mortgage advisors will assess your circumstances and provide personalised recommendations.
- Tailored Mortgage Options
- We search the market for the most suitable products, including exclusive deals not available directly from lenders.
- Stress-Free Application
- From paperwork to lender communications, we handle every aspect of your mortgage application.
- Completion
- Once approved, we finalise your mortgage with no hidden fees or additional hassle.
Latest Posts
News & Insights
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Why are Tracker Mortgages Becoming so Popular?
Tracker mortgages have gained significant traction in the UK housing market throughout 2025, with recent data showing a 67% surge in uptake compared to 2021.The appeal of these products stems from their flexible nature, offering interest rates that follow the Bank of England’s base rate, which has become especially attractive amidst ongoing economic uncertainty and fluctuating interest rates.
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£5k Deposit Mortgage for First-Time Buyers
A £5K deposit mortgage allows first-time buyers to get on the property ladder with just a £5,000 deposit. While it reduces upfront costs, it may come with higher monthly payments and interest rates. Buyers need to meet eligibility criteria, including income and credit score checks.
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Mortgages For Self-Employed Without Accounts
Self-employed individuals can secure a mortgage without formal accounts by providing tax returns, bank statements, or contracts. Larger deposits and guarantor or specialist lenders can also help. Working with a mortgage broker, like Bell Financial Solutions, can improve your chances and help find the best options.
How Do Buy-To-Let Mortgages Work?
Buy-to-let mortgages help investors purchase rental properties. They require higher deposits and interest rates, and lenders assess affordability based on rental income. Key factors include stamp duty, rental yield, and tax obligations.
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7 Best Places to Live in Manchester
From trendy Ancoats to family-friendly Didsbury, Manchester offers a neighborhood for everyone. Whether you seek vibrant city life or a peaceful retreat, our guide highlights top areas to call home.
Can You Have Two Separate Mortgages on One Property?
Having two separate mortgages on one property, also known as a second charge mortgage, is common in the UK. However, the process isn’t always so simple, and there are eligibility criteria that must be met. To learn more about having two separate mortgages on one property and the reasons behind it, continue reading.
We’re all ears.
Let’s have a chat about what you need and how we can help.
Your property may be repossessed if you do not keep up repayments on your mortgage. The Financial Conduct Authority does not regulate some forms of Buy to Lets.
