Trusted Mortgage brokers
Mortgage Advice
that opens new doors
Mortgage Services
Your Local Mortgage Broker
Looking for a mortgage broker? Bell Financial Solutions is your trusted partner for all your mortgage needs. Whether you’re buying your first home, remortgaging, or investing in a buy-to-let property, our team of expert mortgage advisors are here to guide you every step of the way.
Expert Mortgage Advisers
Your mortgage made easier
Your mortgage journey begins with a free, no-obligation conversation that takes an in-depth look at your personal circumstances. You might be joining the property ladder for the first time, taking the next rung up or a step back down. Or perhaps you want to release equity or improve your financial position.
Whatever your situation, as one of Manchester’s and Liverpool's leading independent mortgage advisers we’re on your side. And ready to help you succeed.
We have access to a wide range of products from High Street Lenders and specialist products not available direct. And, because we only make promises we can keep, we always recommend a mortgage we’re confident you’ll secure.
Work with us and you’ll discover that finding the right mortgage is just the beginning. As CeMAP qualified mortgage brokers we’re able to provide you with comprehensive mortgage advice. Empowering you to make the right decision every step of the way.
Our Procss
Making Mortgages Simple
Your journey with Bell Financial Solutions begins with a conversation. Here’s how it works:
- Initial Consultations
- Our Manchester mortgage advisors will assess your circumstances and provide personalised recommendations.
- Tailored Mortgage Options
- We search the market for the most suitable products, including exclusive deals not available directly from lenders.
- Stress-Free Application
- From paperwork to lender communications, we handle every aspect of your mortgage application.
- Completion
- Once approved, we finalise your mortgage with no hidden fees or additional hassle.
Latest Posts
News & Insights
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Why are Tracker Mortgages Becoming so Popular?
Tracker mortgages have gained significant traction in the UK housing market throughout 2025, with recent data showing a 67% surge in uptake compared to 2021.The appeal of these products stems from their flexible nature, offering interest rates that follow the Bank of England’s base rate, which has become especially attractive amidst ongoing economic uncertainty and fluctuating interest rates.
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£5k Deposit Mortgage for First-Time Buyers
A £5K deposit mortgage allows first-time buyers to get on the property ladder with just a £5,000 deposit. While it reduces upfront costs, it may come with higher monthly payments and interest rates. Buyers need to meet eligibility criteria, including income and credit score checks.
Divorce and Unequal Deposits: Your Rights in a Joint Mortgage
Buying a property together is one of the biggest financial decisions a couple can make. When relationships break down, the question of who owns what can quickly become complex, especially if one person put down a larger deposit than the other. Learn your rights in this blog.
How Does Divorce Affect My Mortgage?
Separation or divorce can complicate mortgage arrangements, especially if one partner stops paying. This guide explains what happens to your mortgage, how to protect your credit score, manage missed payments, and handle situations like negative equity in a shared property.
Do You Need Life Insurance for a Mortgage?
Here our adviser Rachel talks about the need for Life Insurance for some but how the commom myth of it being a necessary insurance in order to get a mortgage is not actually the case.
How Much is Private Health Insurance?
Private medical insurance in the UK is an investment that provides quicker access to medical care and tailored coverage. Here we talk about the benefits and how it is costed.
We’re all ears.
Let’s have a chat about what you need and how we can help.
Your property may be repossessed if you do not keep up repayments on your mortgage. The Financial Conduct Authority does not regulate some forms of Buy to Lets.
