Daniel Bell is the founder and owner of Bell Financial Solutions, bringing decades of experience and a passion for simplifying the mortgage process. From purchasing his first investment property at just 18 to becoming Barclays’ youngest-ever branch manager, Daniel has developed an understanding of the mortgage market through his experiences as both a borrower and a lender.

A published author of Your Divorce Handbook: It’s What You Do Next That Counts and a guest speaker on the Smart Divorce Podcast, Daniel is widely respected for his expertise in bridging the complexities of family law and mortgage finance. His expertise in Divorce Law equips him to prepare Mortgage Capacity Reports—an important tool in family court proceedings that only a select few mortgage advisers are qualified to produce.

Daniel’s customer-focused philosophy inspired the creation of Bell Financial Solutions, an award-winning brokerage known for delivering tailored mortgage advice and support. He believes in providing flexible, stress-free services, answering client calls late into the evening and handling emails over weekends. Whether it’s a first-time buyer mortgage, a remortgage, or complex financial arrangements, Daniel and his team are committed to helping clients achieve their property goals with confidence and ease.

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I’ve worked in the mortgage industry since 2003 in roles including underwriting, broking and now as a mortgage adviser in Liverpool city centre for Bell Financial Solutions. Work with me and you can expect friendly, personal service and accurate advice to help you make the right choices for you.

My reputation is built on trust and most of my work comes from referrals. A career highlight was arranging mortgages for a client, his brother and his best friend all within the same neighbourhood. It feels good knowing that people trust me to take care of the most important transaction of their lives and that they’re happy to recommend me to their loved ones.

I have worked within the property and mortgage industry for over 10 years starting as a sales and lettings negotiator within an estate agent, giving me a fantastic insight into the full property chain from start to finish. This is where my real interest in the mortgage & protection world began.

I have been a qualified mortgage adviser since 2020, & I enjoy building a rapport with clients as I know this is going to be the biggest purchase of their life. My goal is relieve any stresses and to be the ‘go to adviser’ helping family generations to come, with first house purchases right up to their last, protecting the roof over their head every step of the way.

When I’m not working, I enjoy walks with my Chug Bella (Chihuahua and Pug), visiting new countries with my boyfriend Dan and the enjoying the gym.

I’ve operated behind the scenes, from day one, keeping the business working smoothly with my amazing organisational skills. I deal with all the paperwork so you don’t have to. And I provide the follow-up support and after-sales care that takes our service to the next level. 

I love a colour-coded spreadsheet and a fancy formula to make sure everything works as it should. But really, my role is allowing Daniel, Rachel and Liberty to focus on what they do best - supporting our customers and finding solutions to their mortgage problems. 

I have worked as a mortgage administrator for the past 3 years and love my job, before which I worked in lettings giving me an insight into the estate agency side of the business. My passion lies in looking after clients from the very beginning and helping them understand everything there is to know about their new mortgage. I am always there; every step of the way answering any questions or queries and chasing solicitors, estate agents and 3^rd parties is my mission and determination throughout my day.

When I am not working, I spend my time looking after my horses and riding as well as enjoying lots of family time.

I operate the business with a complete paws on approach. I may be small but no mortgage enquiry is too big for our team.

When I’m not ruling the boardroom you will find me patrolling Manchester with my fabulous friends and sleeping in the sun.