Home Mover Mortgages - Expert Mortgage Advice
Home Mover Mortgages Covering Manchester & Liverpool
Home Mover Mortgages
Improve or move? Decide with confidence.
Bell Financial Solutions has helped hundreds of people with home mover mortgages in Manchester, Liverpool, Altrincham, Urmston, Wilmslow, Sale, Stockport and surrounding areas.
You need more space, another bedroom or that home office you’ve always dreamed of. So, should you extend or buy a bigger place? Perhaps your circumstances have changed and you need a smaller property. Or you’re ready to downsize and free up some cash for your pension. Whatever your goals, we specialise in home mover mortgages, helping you balance affordability, equity, and income to secure the best mortgage for your needs.
Creative Mortgage Solutions
When you’re ready to move on to the next stage of your life you don’t want irritating lending criteria to get in your way. Our home mover mortgage brokers will guide you every step of the way, ensuring your mortgage solution supports your long-term financial goals.
We’ll start by listening to all your options - like porting your mortgage or opting for an extension over a move. And we’ll suggest some alternatives you might not have thought possible. Then we’ll return the information you need, such as how much you can borrow, early exit fees or penalties, to help you narrow down your options.
Why Choose Bell Financial Solutions?
Expert Guidance Every Step of the Way
From start to finish, our experienced advisers handle every detail of your mortgage transaction. You’ll only need to speak with your dedicated adviser while we coordinate with everyone else involved.
Impartial Advice
As independent mortgage brokers, we work solely in your best interest. We offer access to a wide range of products from high-street lenders and specialist providers, including options you won’t find elsewhere.
No Upfront Fees
With our Pay on Completion Guarantee, you don’t pay a thing until your sale is completed or your new mortgage starts. You won't owe us a penny even if you change your mind and decide not to proceed.
Local Expertise
We serve Manchester, Liverpool, Altrincham, Urmston, Wilmslow, Sale, Stockport, and surrounding areas, with deep local knowledge to support your home-moving journey.
Personalised Solutions
Whether you’re buying a new home or remortgaging, we provide personalised solutions to fit your unique financial situation—even if you have an adverse credit history
Secure Your Future with Expert Remortgage Advice Today
Get started now by using our online mortgage quote tool, and take the next step toward securing your new home or refinancing your current one. Bell Financial Solutions is your partner for home mover mortgages. Speak to a trusted home mover mortgage broker today and let us help you secure your future.
- Call: 0161 791 4757
- Fill out our contact form
- Book an appointment online
Still have questions?
What happens to my mortgage when I move?
You have a couple of options when moving house in regards to your mortgage. You can firstly look at ‘porting’ which is essentially taking your current mortgage product from one house to the other. This is popular if your new house is a similar price as your previous one because as there is no change in the terms of the original mortgage deal. And yes, you guessed it, the other is to take a new mortgage on the new property after repaying the current mortgage on your current property which could mean you are subject to early repayment charges if you are still within a product period.
Am I too old to get a mortgage?
The probable answer is no because the age in which most lenders won’t consider you for a mortgage is 75 and over. This is because they’d expect for you to have paid off your mortgage by the time you retire- so in short, if you are still working you should still be able to get a mortgage. When you apply for a mortgage, the banks and lenders will consider a series of things including your age, how long your mortgage would be and how much you’re seeking. For a more accurate answer you should speak to us with all your details.
Can a parent be a guarantor on my mortgage?
Yes, they certainly can. Certain lenders offer different products to allow parents to help children with a mortgage or to act as a guarantor. There are other types of mortgage that allow borrowers onto a mortgage but not necessarily onto the deeds- these type of mortgages are called ‘Joint Borrower, Sole Proprietor’ mortgages.
How do I contact you to ask more questions?
You can contact us in a variety of ways, simply choose the one that is most convenient for you. You can call on 0161 791 4757, you can use the contact form on our website or you can send us a message on Facebook or Instagram and other major social media channels. We have a comms team working hard to answer all your enquiries as quickly as they can. We hope to hear from you soon here at Bell Financial Solutions.
We’re all ears.
Let’s have a chat about what you need and how we can help.
