6 Reasons To Use An Independent Mortgage Broker

So, you know that you want to buy your first property or even remortgage, but you're unsure on the best route. That's understandable and the mortgage market place can be an overwhelming one to say the least. However, when you use an independent mortgage broker, the whole process is truly simplified for you.

In this latest blog post, we'll be covering the 6 reasons to use an independent mortgage broker.

Let's get started...

Personable & Professional

One of the number one reasons to use an independent mortgage broker for mortgage service is that you are guaranteed a personable and professional service. You will be dealing with a human (and Ce-MAP qualified at that!) to hold your hand throughout the full process. And of course, our experienced mortgage brokers will advise with your best interests at heart in line with your personal circumstances and financial information. Although you can look up mortgage rates and comparisons online, it can be hard to interpret what this means in real terms for you and your future. No questions go unanswered with an independent broker.

Ce-Map Qualified

Secondly, when you use an independent mortgage broker, just like Bell Financial Solutions, you have direct access to Ce-Map qualified mortgage brokers and mortgage advisers. Therefore, you are guaranteed only the best and most trusted mortgage advice. CeMAP has long been recognised as the leading qualification in the financial services industry. Our advisers are continually keeping up to date with industry news, changing regulations and are tested, checked and supported by a well-recognised compliance network to make sure you are protected too!

Access To Over 90 + Lenders

When you work with independent mortgage brokers and advisers, just like Bell Financial Solutions, you have instant access to over 90 + lenders. It's a little known fact that some mortgage deals are only available via mortgage brokers. Some of the best mortgage deals and rates unfortunately cannot be found on price comparison sites but they can be found with us through our various lenders with exclusive rates and deals. Therefore, when you use an independent mortgage broker, you increase your chances of finding a mortgage deal that suits your preferred terms and financial situation.

Process Can Be Quicker

Going through the whole mortgage process can be a lengthy and time-consuming one but when you decide to use an independent mortgage broker, the process can be much quicker. This is because we can help with all aspects of submissions, mortgage applications, and everything in between. A mortgage broker will prioritise your application and ensure that everything is sent off in due course. It's no understatement when we say you'll be in great hands. All our advisers have their own dedicated Personal Assistant and admin who is working to help you and them make sure we deliver on the service we promise.

Increased Chance Of Acceptance

Although nothing is ever guaranteed with mortgages, it's likely that your chances of acceptance will be increased when you use a trusted and local independent broker. This is important as every failed application can make the next one that little bit harder. An application that is successful first time is hugely important and not something that should be underestimated. As we have experience with all lenders, knowing what they do and don't accept, your chances of acceptance are significantly improved.

Access To Specialist Lenders

Independent mortgage brokers also have access to specialist lenders that otherwise may not be accessible. For example, if you are self-employed, we are able to find you specialist lenders that are likely to accept your application depending on your personal circumstances and financial information. This is not limited to such, but all other considerations too.

Saves You Time

Ultimately, using an independent mortgage broker helps to save you time. We understand there is only so much time in a day but thanks to our comprehensive service, we deal with everything for you from submitting your initial mortgage application through to completion. We also handle everything in between such as dealing with estate agents, solicitors, and paperwork for you.

Contact Bell Financial Solutions

Looking for information regarding independent mortgage brokers or looking to arrange a FREE consultation with Bell Financial Solutions? If so, we would love to hear from you today. Call us today on 0161 791 4757 or use our online contact form and we'll get back to you promptly.