How To Choose A Mortgage Broker Specialist

Choosing the right mortgage broker specialist to handle your mortgage application process is one of the most important decisions you'll make. Therefore, it's highly recommended to undertake your own due diligence and know what to look out for when selecting a mortgage broker. In this latest blog post, we'll be outlining the top FIVE tips on how to choose a mortgage broker specialist that's suitable for you and unique circumstances.

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What is a mortgage broker and why use one?

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Mortgage brokers are experts in their field and it should not be underestimated what a reputable and trusted mortgage broker can do for you. Mortgage broker specialists take the time to understand and carefully consider your financial circumstances before proposing the best lenders and suitability. Specialists just like Bell Financial Solutions have direct access to 90+ lenders on the market which significantly increases your chances of finding the best possible mortgage rate.

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Let's get into our top FIVE tips on how to choose the best mortgage specialist for you...

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1.) Ce-Map Qualified

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It's important to check if the mortgage broker you are currently surveying is Ce-Map qualified. Ce-Map stands for Certification In Mortgage Advice And Practice. The Ce-Map accreditation is a highly sought-after accreditation within the mortgage world and all mortgage brokers MUST have this to legally offer mortgage advice. Selecting a mortgage broker specialist that is Ce-Map qualified will give you the peace of mind that you are receiving professional advice from experts as you would expect. The easiest way to check if a company is Ce-Map qualified is to browse their website or simply ask them for proof of documentation.

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2.) Read Customer Reviews

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Another top tip to help you select the best mortgage broker is to read customer reviews. There are various ways that you can look at a company's reviews. For example, you may want to explore Google reviews by typing in the company name on Google Search. Alternatively, you may also want to seek out Trustpilot reviews or find customer reviews on the company's website. Customer reviews are incredibly important to highlight the trust, reputability and professionalism of a mortgage broker. Here at Bell Financial Solutions, we are proud to provide a 5-star service with over 70+ 5-star Google reviews on our listing.

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3.) Consider Mortgage Type

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Before choosing a mortgage broker specialist, it's also worth taking time to think about your mortgage type. For example, you may want to make sure that the mortgage broker firm is able to process an application for you based on your type of employment. Fortunately, Bell Financial Solutions are able to help clients secure mortgage deals regardless of whether you are employed, self-employed, or a contractor. That's not to say that certain circumstances don't come with difficulties, but we have access to over 90+ lenders with many being specialists in particular trades of employment types.

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4.) Look For Success Stories

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Similarly to review, success stories can highlight a high-quality and reputable mortgage broker specialist. Success stories can help to give you further confidence that you are selecting a suitable mortgage broker. You can find success stories through the case study section on mortgage broker websites or alternatively, check out the lengthy reviews left by clients. Plenty of clients have left Bell Financial Solutions lengthy reviews highlighting their success stories such as Shinu who highlighted that he wouldn't have got his dream home without the help of our expert brokers.

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5.) Seek Additional Products/Services

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Another top recommendation for when seeking a mortgage broker is to ensure that they also provide additional products and services that you are likely to require. For example, if you are a first-time-buyer, it's likely that you're going to need additional mortgage protection services such as buildings and content insurance. It's always much easier and straightforward to select a broker than can offer these additional products and services, as well as securing your main mortgage deal.

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Contact Bell Financial Solutions

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Here at Bell Financial Solutions, we are proud to be your 5-star Google rated and Ce-Map qualified mortgage brokers. For more information on how our experts can help to secure the best mortgage deal for you, please call us today at 0161 791 4757 or use our online contact form. 

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