Award-winning mortgage brokers Liverpool
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Home Mover Mortgages Liverpool
Bell Financial Solutions are proud to be your 5-star-rated mortgage broker in Liverpool offering a wide range of services including home mover mortgages. Our mortgage brokers offer creative mortgage solutions offering options such as porting your mortgage or mortgage alternatives that you have not yet considered. Whether you are looking to move property to cater to your growing family needs or you are relocating to another area, it doesn't matter to us, we have the home mover mortgage solutions you require.
Do you know what's even better? Bell Financial Solutions offer a pay-only on completion guarantee. You won’t have anything to pay until your sale completes or your new mortgage starts.
First Time Buyer Mortgages Liverpool
Are you a first-time-buyer looking to get onto the property ladder? It's an exciting but stressful time. Thankfully, Bell Financial Solutions provides a comprehensive first-time-buyer mortgage service that covers everything from sourcing the most suitable mortgage deal to suit your financial circumstances to dealing with solicitors and paperwork. If you've saved your deposit for your ideal first property (at least 5%), it's time to get in touch with our mortgage brokers in Liverpool.
The path to securing your first home starts with our mortgage broker performing a credit check and retrieving key information we require such as bank statements. Our mortgage brokers then proceed to getting your mortgage in principle. Sit back, work with us, and enjoy the journey towards owning your first home.
Remortgages Liverpool
Looking to remortgage? Look no further than Bell Financial Solutions. You may want to consider a remortgage if you're coming to the end of your current mortgage deal. As a general rule of thumb, we recommend looking into remortgage options around 6-8 weeks before the end of your current mortgage deal. This gives you plenty of time to explore your options with a mortgage advisor in Liverpool, just like Bell Financial Solutions.
Proceeding with a remortgage CAN provide many benefits such as freeing up money for renovations, home improvements, or to simply enjoy life with. You may also want to consider remortgaging if you're looking to pay off your mortgage quicker. This may be as a result of receiving a large sum of inheritance money, for example.
Buy-To-Let Mortgages Liverpool
Buy-To-Let mortgages - also known as investment mortgages - are another type of mortgage that we help clients secure. BTL mortgages can help you to secure your financial future, for you and your loved ones. Our CeMap-qualified investment mortgage advisers in Liverpool provide the best professional advice and have access to specialist BTL lenders. If you have recently come into money and you're seeking efficient ways to make that money work hard for you, property investment should be considered.
BTL mortgages are a little more complicated than your standard type of mortgage. But don't worry, Bell Financial Solutions have an abundance of experience with investment mortgages and can also accelerate existing projects by freeing up equity if this is something you would consider.
Your property may be repossessed if you do not keep up repayments on your mortgage.
The Financial Conduct Authority does not regulate some forms of Buy to Lets.
Mortgage Protection Liverpool
Buying a property and getting a mortgage is one of the biggest financial commitments you're likely to ever make. Therefore, it makes total sense to have mortgage protection alongside it. Bell Financial Solutions have a duty of care to our clients that we don't take lightly. This is why we offer multiple mortgage protection options for you to select from including buildings and content insurance, mortgage protection against illness, mortgage life insurance, and more.
Still have questions?
Do you have access to various lenders?
Yes, of course. Bell Financial Solutions are proud to have access to over 90 + lenders on the market, including specialist lenders for BTL mortgages and first-time-buyer mortgages. We have built some fantastic relationships over the years with various mortgage lenders that know our process and how we work. This gives you a great chance of first time approval!
What's the process?
Bell Financial Solutions follow a proven process when it comes to all mortgage services including first-time-buyer mortgages and remortgages. We do our utmost to source the most suitable mortgage deal for you. The first step is finding out more about your current financial situation and property ambitions. Secondly, we'll research and utilise our access to over 90 + lenders on the market. Next, we'll submit an application for you. We'll wait for the Agreement In Principle (AIP) before proceeding to the final stages. Bell Financial Solutions offer a no-key, no-fee promise which means you won't pay us until you have the keys to your new home.
I'm a first-time-buyer. Can you help?
Yes, of course. We understand how stressful it can be as a first-time-buyer but thankfully, Bell Financial Solutions can handle the whole process for you. From sourcing the most suitable mortgage lenders, handling solicitors, paperwork, and everything in between, you're in safe hands with Bell Financial Solutions. The first step to getting your first mortgage is saving enough money for a deposit which can start with as little as 5% of the overall value of the property. Once you've saved up enough money for your ideal first property, it's time to proceed and speak to an advisor just like ourselves to check if you qualify.
Fixed or variable mortgage?
This is a question we are asked all the time. It's difficult to give a definitive answer before understanding your current financial situation and current circumstances. With a fixed-rate mortgage, you reap the benefits of being in a position of knowing your monthly mortgage outgoing on a consistent basis.
We’re all ears.
Let’s have a chat about what you need and how we can help.
