Mortgage Brokers in St Helens
Local Expert Advice
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Trusted Mortgage Advice
We are a local mortgage broker serving St. Helens and the surrounding areas, dedicated to understanding your circumstances and offering expert advice. Our experienced advisers specialise in all areas of property-related lending, including first-time buying, home movers, buy-to-let and more.
At Bell Financial Solutions in St Helens, we’re proud to be one of the UK’s leading mortgage advisors, recognised for our quality of service. As your local st helens experts, our strong position in the market allows us to access a wide range of mortgage deals from different lenders. This means we can find the right mortgage to suit your individual needs, all while delivering a personal, first-class service you can rely on.
Whether you prefer a face-to-face meeting or a phone conversation, our experienced mortgage advisers are here to help at a time that works for you.
From clearly explaining your options to recommending the most suitable mortgage and managing your entire application we are with you every step of the way.
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Your Mortgage Options in St Helens
Whether you're a first-time buyer, looking to move home, or interested in buy-to-let investments, exploring the right mortgage options is key to making your property dreams a reality. We offer a wide range of mortgage options designed to fit your needs and financial situation. Our team of expert advisers will guide you through every step of the process, helping you to understand your options and choose the best deal for your circumstances.
First-Time Buyers
Looking to buy your first home in St Helens or the surrounding area? At Bell Financial Solutions, we know how exciting—and sometimes overwhelming—buying your first property can be. That’s why our friendly team of expert mortgage advisers is here to guide you through every stage of the process, making your journey to homeownership as smooth and stress-free as possible.
We take the time to understand your financial situation and long-term goals, so we can find the right mortgage deal that fits both your budget and your future plans. With access to thousands of mortgage products from many different lenders, we’ll make sure you’re getting competitive rates and the best possible terms.
Home Movers
If you're planning to relocate to or from St Helens, Bell Financial Solutions is here to make your move easier—and more affordable. Whether you're upsizing, downsizing, or relocating for work or lifestyle reasons, our expert mortgage advisers will work closely with you to understand your financial situation and property goals.
We know that moving home involves more than just switching properties—it’s a major life decision that comes with plenty of paperwork, planning, and financial decisions. That’s why we take care of the full mortgage process for you—from the initial affordability checks and product research to submitting your application and keeping you updated every step of the way.
Buy-to-Let Investors
From affordable shared accommodation for young professionals to spacious family homes, St Helens is fast becoming a hotspot for property investors looking for strong rental yields and long-term capital growth. With its excellent transport links, regeneration projects, and rising tenant demand, it’s no surprise that savvy landlords are seeing real returns in the local property market.
At Bell Financial Solutions, we specialise in helping landlords and property investors across St Helens get the best buy-to-let mortgage deals to maximise their investment potential. Whether you're expanding your portfolio or purchasing your first rental property, our expert advisers will guide you through the process—offering tailored advice based on your goals and circumstances
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Personalised advice for any situation
At Bell Financial Solutions, we understand that each individual’s mortgage needs are unique. Whether you’re a first-time buyer, moving to a new home, or expanding your property portfolio, we take the time to fully understand your goals.
Our dedicated team provides personalised, expert advice, ensuring you have access to the right mortgage options at the best possible rates. Let us make the process easier for you by offering the guidance you need to make informed decisions at every stage of your property journey.
Get Started Today
Finding the right mortgage in St Helens doesn’t have to be complicated. At Bell Financial Solutions, our team of expert mortgage brokers is here to make the process straightforward and stress-free. We understand that getting the right mortgage can be overwhelming. Our goal is to simplify the entire process and help you through the many options available.
Still have questions?
Can I remortgage my property?
Yes, if you’re looking to get a better deal on your current mortgage or need to release equity, remortgage could be a good option. We can help you compare rates and find the best remortgage options for your situation.
How long does it take to get a mortgage offer?
The time it takes to receive a mortgage offer can vary depending on factors like the lender and the complexity of your application. On average, it can take anywhere from 2 to 6 weeks to receive an offer. Our team will work with you to keep the process as smooth and quick as possible.
What is a buy-to-let mortgage?
A buy-to-let mortgage is for those purchasing a property to rent out rather than live in. Lenders typically base the amount you can borrow on the rental income the property is expected to generate. We can help you find the best buy-to-let mortgage options in the current market.
Can I get a mortgage if I’m self-employed?
Yes, self-employed buyers can get mortgages, but you’ll typically need to provide at least 1-2 years of accounts or tax returns to prove your income.
Can I pay off my mortgage early?
Yes, many mortgages allow early repayment, but depending on your mortgage terms, you may incur early repayment charges. Check with your lender for details.
Do you charge for mortgage advice?
We offer a free initial consultation to discuss your mortgage needs and provide expert advice. If you choose to proceed with our services, any potential fees will be clearly explained to you upfront, ensuring transparency throughout the process.
We’re all ears.
Let’s have a chat about what you need and how we can help.
