News & Insights

This week we explore pensions, and look into the details of when you will be able to get yours?

Are you remortgage ready? Our latest blog gives you all the details for getting you are your Home remortgage ready!

It's good to talk - Bell Financial Solutions are here for the lifetime of your mortgage, need to talk about difficulties paying your mortgage? we are here to listen and advise.

Today the Bank of England has raised the interest rates to 4.50%. What does it mean? How does it effect you and your mortgage and what can you do?

Missed Mortgage payments can have consequences on your finances and future lending, read our latest post to learn more on what happens when you miss a mortgage payment.

Are mortgage rates coming down and what effects mortgage rates in the UK?

What do mortgage lenders take into account when they consider how to calcuate your monthly payment and therefore what factors into account how much you are going to pay.

A brief summary on how mortgages are calculated- what you need to take into account and how you can find out what you can afford.

Jeremey Hunt has held his first budget on March the 15th. Here we talk about what was announced.

Choosing the right mortgage broker specialist to handle your mortgage application process is one of the most important decisions you'll make. Therefore, it's highly recommended to undertake your own due diligence and know what to look out for when selecting a mortgage broker. In this latest blog post, we'll be outlining the top FIVE tips on how to choose a mortgage broker specialist that's suitable for you and unique circumstances.

Whether you are looking to get on the property ladder for the first time as a first-time buyer or you're seeking to explore remortgage options, you'll have the task of taking on the mortgage application process. Fortunately, our Ce-Map qualified mortgage brokers at Bell Financial Solutions are here to help and handle every step of the process. In this latest blog post, we'll be outlining the step-by-step mortgage application process.

The Bank of England raises its base rate from 3.5% to 4%

A lighthearted view on days of the week and how over time they have attracted different names, attributed to how our mood can generally be seen to accomdoate that of the day!

So, you know that you want to buy your first property or even remortgage, but you're unsure on the best route. That's understandable and the mortgage market place can be an overwhelming one to say the least. However, when you use an independent mortgage broker, the whole process is truly simplified for you.In this latest blog post, we'll be covering the 6 reasons to use an independent mortgage broker.

Re-mortgaging can be for a number of reasons- some people think it is always about raising money, or comes with negative conetations, but it can be as simple as a rate change! Here we talk about why people do just this...

Letting you know we like to keep things light hearted here at Bell Financial Solutions and also show that we can make a name for ourselves too.... not just the humans!

Here our adviser Rachel talks about the need for Life Insurance for some but how the commom myth of it being a necessary insurance in order to get a mortgage is not actually the case.

If you are planning to buy a home, it is important to understand how mortgage interest rates work. In the UK, mortgage interest rates are set by the Bank of England's Monetary Policy Committee. The committee sets the rate at which commercial banks can borrow money from the bank. This rate is called the "base rate."